Cast-it Admin

When I download a file or document Vista (premium) will only save it in the
temporary internet files folder - for some weird reason. Which, in the new
labyrinth M$ calls Explorer, is not the easiest to find and a damn
nuiscience to keep looking for

[yes, I know I'll get used to the new Explorer like I did with XP]

I always like to have a folder on my desktop which can direct all downloads
too - I know where they are and they are immediately accessible...how do I
get it to happend by default in this new wonder?

Ron