Chappy

More truthful words have not been uttered recently...

It's a Zlob Trojan variant and is easily removed with MalwareBytes AntiMalware (MBAM) program, and other reputable AM programs. It is one of today's easiest to catch malware, it really does nail allot of less savvy users (and even savvy ones too) with it's social engineering techniques, but it can be removed effectively.

I agree BFK, I don't care WHO you are or how well you think you know PC security, if you run around without proper protection, you are going to pay for it sooner or later. I Do know security having worked inside the industry and worked with many well known antimalware developers, and I know how well a properly designed threat can defeat even a seemingly well defended system. So having minimal protection (say...just a firewall..) just won't cut it if you come across some of the REAL threats out there.
I've decompiled and tested well over 1500 malware variants, and some are so well crafted that almost anything you have for defences can be defeated at times. These are not "Skript-kiddie" threats, these are designed by professional engineers and take into account just about everything you may have to protect yourself...and then they defeat them. Any software protections can be defeated because new ways to get around things are discovered daily, so even the best protections can fall if you run across a real 0-day threat designed by a professional at the wrong time. Having quality security products gives you a better chance to avoid infections but they will never guarantee full security, having minimal protection is just asking for trouble...your choice I guess.

Anyone who says that they surf at will with minimal or no protection and NEVER have had a problem, should put another little word in that sentence..."yet".
They simply have to wait for the day they to come (and it will) when they get bitten, or they probably aren't telling the entire truth about never being infected by something before.