> I have upgraded to Vista premium from Xp without a password on my admin
> username. I now wish to put a password on this user but have been warned that
> EFS-encrypted files, personal certificates and stored passwords for web sites
> will cause problems.
Yes, that's the standard warning telling you of the potential
consequences of your action.
> Are any Vista system files in this category?
Not unless *you* deliberately made them so, no, not natively.
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