Skip Down Below for the short story and solution..
This has still be ongoing and internet research has led me to several dead ends..NO Virii(viruses), Spyware, or Malware infections, no rogue processes...The only thing it did lead me to was the System "Reliability and Performance Monitor" and Event Viewer. Event viewer mentioned some CPU failure quite often but a VERY vague description with an error code that linked to nothing on Microsoft's website or no return from a google search. Performace monitor showed my CPU frequency stagnant at 28%..that looked odd as well. Did a little more digging..I thought it was related to Windows mobility and power manager with CPU settings, but that was ok...That lead me to CPU temperature monitor (Speed Fan
SpeedFan - Access temperature sensor in your computer) Noticed my CPU was HOT and then it clicked!

CPU overheating! Pulled the back cover off of my machine(Laptop) and noticed the heatsink was COMPLETELY clogged! Thoroughly cleaned the mess and I haven't had any problems since! Yay!
Short Story:
CPU Fan/Heatsink was clogged. CPU overheating. Vista throttles CPU frequency to prevent CPU failure. When Vista does that, CPU frequency is so low that the computer cannot be used. So, check your CPU fans/heatsinks! Clean 'em out!
Hope this helps other people. Too bad it too me four months to figure out when the solution was right under my nose.